Last Updated: March 24, 2026
By using this website and/or purchasing any product, program, or service from Filthy Rich Writer, you (“User,” “Client,” or “You”) agree to the following Terms and Conditions.
This website is owned and operated by Nicki K Media, Inc., doing business as Filthy Rich Writer (“Company,” “we,” “us,” or “our”).
Please read these Terms carefully before using this website or purchasing any products.
1. General Provisions
Use of this website and all products and services is at your own risk. While we strive to provide accurate and up-to-date information, we make no guarantees regarding accuracy, completeness, or reliability.
We reserve the right to modify these Terms at any time. Continued use of the website constitutes acceptance of any changes.
2. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use this website and purchase products.
By using this website, you represent that you meet these requirements.
3. Programs and Services
Filthy Rich Writer provides educational products, including but not limited to online courses, trainings, digital materials, and community access designed to support copywriting and business development.
All programs are for educational and informational purposes only.
“Lifetime access” refers to access for as long as the program is available. We reserve the right to modify, discontinue, or remove access at any time.
4. Intellectual Property
All content, including but not limited to course materials, videos, text, graphics, branding, frameworks, templates, and downloads, are the sole property of Company and are protected under copyright and intellectual property laws.
You are granted a limited, non-transferable, non-exclusive license for personal use only.
You may NOT:
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copy, reproduce, distribute, or republish materials
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share login credentials or grant access to others
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resell or sublicense any content
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use materials for commercial purposes
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create derivative works from content
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upload, input, or use any materials in artificial intelligence tools or systems for the purpose of recreating, repurposing, training, or generating derivative content
Violation may result in immediate termination of access and legal action.
5. Payments and Financial Obligations
By purchasing a product or enrolling in a program, you agree to pay all fees associated with your purchase.
If you select a payment plan:
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You are legally obligated to complete all payments
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Failure to complete payments may result in revoked access
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Outstanding balances may be sent to collections
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You may be responsible for additional fees, including legal and collection costs
6. Refund Policy
Due to the digital nature of our products, all sales are final.
No refunds will be issued under any circumstances unless explicitly stated otherwise.
7. No Professional Advice
The content provided through our website, programs, and materials is for educational purposes only.
Nothing provided constitutes legal, financial, medical, or professional advice. You should consult a qualified professional for advice specific to your situation.
8. Earnings Disclaimer
We make no guarantees regarding income, financial results, or business success.
Any examples or testimonials provided are not guarantees of results.
Your success depends entirely on your own efforts, actions, and circumstances.
9. Client Responsibility
You acknowledge that you are solely responsible for your results and decisions.
We are not responsible for any outcomes resulting from your participation in our programs.
10. Confidentiality
You agree to maintain the confidentiality of any proprietary or confidential information shared within programs, including information from other participants.
You may not share, disclose, or distribute such information without permission.
11. Community Conduct
If you participate in any community, group, or forum associated with our programs, you agree to:
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behave respectfully toward others
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refrain from harassment, hate speech, or abusive behavior
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avoid spam or unauthorized promotion
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follow all community guidelines
We reserve the right to remove any participant at our sole discretion.
12. Limitation of Liability
To the fullest extent permitted by law, Company shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or special damages arising from your use of our website, products, or services.
13. Indemnification
You agree to defend, indemnify, and hold harmless Company from any claims, damages, liabilities, costs, or expenses arising from your use of our services or violation of these Terms.
14. Termination
We reserve the right to terminate or restrict access to our website, programs, or services at any time, without notice, for any violation of these Terms.
No refunds will be issued in the event of termination.
15. Dispute Resolution
Any disputes arising out of these Terms shall first be attempted to be resolved through good-faith negotiation.
If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.
16. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, United States.
17. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
18. Entire Agreement
These Terms constitute the entire agreement between you and Company regarding use of this website and products.
19. Contact
If you have any questions, please contact us at:
Last Updated on March 24, 2026